Providing cover for over 18 years…
Fire
To cover your properties against loss or damage due to fire and allied perils such as earthquake, floods etc.
Burglary
This product will cover theft of your contents/stock from buildings following forcible and violent entry/exit or threat of violence.
Business Interruption / Loss of Profits
To cover loss of profits arising from damages due to fire and allied perils.
Electronic Equipment
Covers your electronic equipment (in your premises) against accidental loss of /or damages and electrical breakdowns, including power surges.
All Risk
Covers your portable electronic equipment against accidental loss of /or damages and electrical breakdowns, including power surges.
Group Personal Accident
Provides monetary payments in the event of death, permanent or temporary disability, arising out of an accident within or outside working hours.
Fidelity Guarantee
Covers loss arising out of fraud or dishonesty by the Company’s employees.
Medical Insurance
Local and international covers for individuals and groups; covers for in-patient, out-patient, maternity, dental, optical and funeral expenses.
Life Insurance
Local and International covers for individuals and groups; covers death and disability.
Travel Insurance
Covers medical emergencies while travelling including travel delays, baggage delays and losses.
Motor
There are multiple covers available under this product. The most common are:
Comprehensive – Includes accidental damage, theft and fire to your motor vehicle.
Third Party Only – which excludes any compensation for damages to your motor vehicle BUT only provides compensation to third parties claiming for damages to their properties/injury.
Employer’s Liability (Common Law)
Cover the Company’s Legal Liability in the event of an employee being injured in the course of duty.
Public Liability
Covers the Company’s legal liability to Third Parties arising out of accident, injury, or death due to insured’s activities in the course of business.
Domestic Package
This is a package policy which will cover your building/apartment and contents of your residence against fire and allied perils as well as theft following forcible and violent entry/exit or threat of violence.
The policy can be extended to cover portable items such as laptops, mobile phones etc. Against all risks.
The cover can also be extended to cover medical expenses of your domestic workers following an accident.
Marine Insurance
To cover all risks, loss or damage of air/sea import or export goods on a warehouse to warehouse basis.
Contractors All Risks
Covers damage of contract works, including construction material, plant, and machinery against damages such as fire and allied perils, theft etc. It also Includes liability to third parties for damage to property and bodily injury during construction works.